Paul Monk - Financial Adviser

With over 30 years Financial Services Industry experience and 23 years giving financial advice to my clients, I truly believe the use of modern technology will revolutionise this industry which has been largely paper based.

I deliver straightforward and transparent advice in a simple and convenient way to my clients. The True Potential Technology provides my clients with access to their investments 24/7 through their iPhone, Tablet or PC. I work very closely with my clients and they are able to reach me at all times including evenings and weekends by phone, email, text and by Secure Messages via their client site.

An innovation in the industry we call impulseSave®, this is our revolutionary, first-of-its-kind technology that helps you save your money in an instant. Simply login and invest from as little as £1, in an instant.

True Potential’s most recent accolades include being awarded ‘Best Use of Technology by an Adviser‘ and ‘Best Support Service‘ (for third year running) as well as runner up for ‘Adviser Firm of the Year‘ at the 2014 Money Marketing Awards.

Most customers come to us through recommendation of a friend or family member and they tell us about their goals. Based on these goals and the time horizons of these goals we create portfolios for them. One might be for University, one might be for retirement and one to save for a house, and we manage each of these portfolios over time to minimise risk and cost to help clients stay on track for better investments.

Our unique client portal gives you a snapshot of your total net worth and how you are progressing towards your goals.
We will advise and make a recommendation for you after we have assessed your needs. Our recommendations will be based on a comprehensive and fair analyses of the market.

Paul Monk Financial Adviser

Areas Served

  • North West England

Paul Monk - Financial Adviser

Paul Monk - Financial Adviser

With over 30 years Financial Services Industry experience and 23 years giving financial advice to my clients, I truly believe the use of modern technology will revolutionise this industry which has been largely paper based.

I deliver straightforward and transparent advice in a simple and convenient way to my clients. The True Potential Technology provides my clients with access to their investments 24/7 through their iPhone, Tablet or PC. I work very closely with my clients and they are able to reach me at all times including evenings and weekends by phone, email, text and by Secure Messages via their client site.

An innovation in the industry we call impulseSave®, this is our revolutionary, first-of-its-kind technology that helps you save your money in an instant. Simply login and invest from as little as £1, in an instant.

True Potential’s most recent accolades include being awarded ‘Best Use of Technology by an Adviser‘ and ‘Best Support Service‘ (for third year running) as well as runner up for ‘Adviser Firm of the Year‘ at the 2014 Money Marketing Awards.

Most customers come to us through recommendation of a friend or family member and they tell us about their goals. Based on these goals and the time horizons of these goals we create portfolios for them. One might be for University, one might be for retirement and one to save for a house, and we manage each of these portfolios over time to minimise risk and cost to help clients stay on track for better investments.

Our unique client portal gives you a snapshot of your total net worth and how you are progressing towards your goals.
We will advise and make a recommendation for you after we have assessed your needs. Our recommendations will be based on a comprehensive and fair analyses of the market.

Areas Served

  • North West England

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

Mortgages & Borrowing

A mortgage is one of the biggest financial commitments you are likely to make in your lifetime. So, if you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. With the vast array of products and lenders, I can provide the specialist advice you need.

I offer clients the option to pay for mortgage advice by fee rather than commission.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release

Equity release is a means of releasing a tax-free lump sum from the equity locked in your home.

There are typically no monthly repayments to make. The money can be used in many ways, including assisting with the costs of living, helping grandchildren onto the property ladder, making home improvements or even travelling and seeing the world.

I can provide the specialist advice you need and explain your options.

Lifetime mortgages are complex products. To understand the features and risks, please ask for a personalised illustration.